Benefit Connections    FAQ
What are these new state Health Insurance Marketplaces (HIM)?

These marketplaces, also known as "health care exchanges," are designed to help individuals and families find health insurance that meets their needs. The marketplaces offer "one-stop shopping" to find and compare private health insurance options. Individuals and families may also be eligible for a new kind of tax credit that lowers monthly premiums. However, if you are eligible for the CITGO health plan, you might not be eligible for a tax credit through a health insurance marketplace.

More information about the marketplaces, including information on how to find the marketplaces that serves the state where you live, is available at