CITGO Benefits Connection


	Fidelity Investments – Access Your 401k
	CITGO’s 401(k) Recordkeeper and Investment Manager. This website allows you to manage your savings retirement account online. It also has great tools available to assist you in preparing for Retirement. To view your 401k account click on this link www.401k.com then log into your 401(k) account through Fidelity’s Net Benefits.

Beneficiary Designation

Remember to review and update your beneficiary information as needed. If a designated beneficiary moves, has a name change or dies then you need to update your information by completing and returning a new beneficiary designation form. Return all forms to CITGO Petroleum Corporation (Corporate Office - Benefits), P.O. Box 4689, Houston, TX 77210-4689. Click on this link for a new form: Beneficiary Designation Form

The website offers numerous tools to help you prepare for your future retirement such as:

Online Workshops
Tutorials on retirement planning, investing and other financial topics
Retirement Quick Check
Income Planner
Investing guidance
How to build a budget
Full View – A tool that enables you to view all your finances in one place
Portfolio Review
Retirement calculators – Contribution Calculator, Take-Home Pay Calculator and a Withdrawal Calculator

The website also offers information about:

401(k) Loans – Each plan allows 1 active loan. If you do not have a current loan then you may be eligible to initiate a loan online. If you have a current loan and would like to pay it off early then click on the Loan Pay-off Form.
Withdrawals – Each plan offers different types of withdrawals. Some withdrawals allow for a rollover to another qualified 401(k) plan or IRA (Individual Retirement Account). Refer to your Plans Summary Plan Description for additional information or contact the Benefits Helpline.
Rollovers – Some plans allow you to rollover your 401(k) account from your previous employer into your active 401(k) with CITGO. All rollovers are subject to CITGO’s 401(k) Plans provisions.
Investment Funds – What funds are available, Types of Funds, Information about each fund, Fund Performance and Fees associated with each fund.
529 College Plan - To begin saving for college.

If you have any questions regarding your 401(k) plan you may contact a Fidelity Representative, Monday through Friday, 8:30AM - 11:00PM EST through the CITGO Retirement Line toll free at 1-800-256-401k or you may contact the CITGO Benefits Helpline toll free at 1-888-443-5707 or by email at benefits@citgo.com.