• Even if you do not elect dependent medical or dental coverage, both your own and your dependents' eligible expenses not covered under any group health plan may be reimbursed through this account.
• You may want to review your family's health bills for the last several years and estimate your expected out-of-pocket expenses for the plan year.
• Include only those expenses not paid by any group health plan under which you or your dependents are covered.
• Reimbursable expenses that you may have paid out-of-pocket for during the year such as co-payments, your coinsurance, deductibles, and plan maximums.
• Other Eligible expenses not covered under the medical, prescription drug, dental, or vision plans such as: Lasik eye surgery, prescription diet pills, eye exam, eye glasses, (unless you are enrolled in the United Healthcare vision plan), and hearing aids.

For the dependent day care spending account:

• You may want to review your records for the last few months in order to best estimate your expected dependent day care expenses for the plan year. The maximum amount that any family may contribute in one year is $5,000. Remember: If you want to participate in one or both of the Flexible Spending Accounts for 2024, you must make an election during Annual Election.
• A dependent care flexible spending account covers qualified day care expenses for children younger than age 13 and adult dependents who are incapable of caring for themselves. Review the Summary Plan Description for more details.